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American Legal & Financial Network
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| Services Offered 1) Future Home Liens (FHLs) litigation-ready pools of defaulted unsecured consumer accounts, typically credit card paper, where the accountholder is guaranteed to be a homeonwer. FHLs are legal process-ready and should be litigated in order to pursue liens, payment plans, judgments, settlements, refinancing and foreclosures. // 2) Home Lien Judgments - defaulted unseured consumer accounts, where the account has been sued, a judgment and lien have been obtained agains the debtor's real estate. Leverage the home owners property to negotiate settlements, payments plans, refinancing and foreclosures. // 3) Future Garnishments - unsecured consumer accounts, where Unifund has identified and guarantees the accountholder's employment information. Future Garnishments should be litigated in order to obtain judgment to garnish wages for settlement of obligation. |
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| Company Background Established in 1986, Unifund was one of the first purchasers of under-performing consumer receivables. Our strength has been and still remains in the development of cutting edge, proprietary technology to evaluate, manage and identify Future Home Lien, Future Garnishment and Home Lien Judgment accounts. These unique asset classes provide opportunities to unlock new revenue streams using your current business model. We can demonstrate substantial returns on an asset class that you work with everyday. |
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| Representative Clients Attorneys—Real Estate, Foreclosure, Bankruptcy, Mortgage // Non-Performing Mortgage Note and Lien Buyers // Non-Performing Real Estate Investors // Loss Mitigation/Loan Servicers // Defaulted Asset Managers / Buyers // Title Companies / Escrow Agencies |
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