Who is CCCS?
For more than a half-century, Consumer Credit Counseling Service (CCCS) has been considered the "gold standard" in the field of credit counseling and personal money management. Our Certified Credit Counselors work with the individual to set and meet financial goals - whether that means saving for a home, planning for retirement, or paying off debt. Our services are confidential, and our counselors are available in person, over the telephone, or via the internet.
CCCS is a member of the National Foundation for Credit Counseling (NFCC). Our money management programs are accredited through the Council on Accreditation for Children and Family Services. CCCS is funded by voluntary contributions from creditors, client donations, grants, and other community-based resources. To learn how we can help start you on your own journey to personal financial freedom, call us toll free at 1-800-355-2227(CCCS), or e-mail us at info@cccservices.com.
Your First Steps to Financial Freedom
| PFS was developed by Consumer Credit Counseling Service of the Midwest, to help people achieve their financial objectives, whether it be the purchase of a home, if they have been the victim of identity theft., to knowing and understanding how credit is rated. Our Certified Specialists have only our client's best interests under consideration. |
| Money StyleTM is a unique multi-media information, education, and personal coaching service. Our website at www.MoneyStyle.net provides financial information on a variety of topics without "pop-ups" or "advertising" distractions. Our pages load quickly and cleanly for fast information even for dial-up connections. |
Personal Money Management
| Take control of your financial future by learning smart ways to manage your money. Our Certified Credit Counselors will analyze your current financial situation and work with you on a confidential basis to design a personal budget and set goals to payoff debts and plan for the future. Call 1-800-355-2227(CCCS) to schedule an appointment (either in person or over the telephone), or simply e-mail us at info@cccservices.com. |
Debt Management Program
| CCCS can help you become debt-free with our Debt Management Program (DMP). Our Certified Credit Counselors will help you negotiate with creditors to reduce or eliminate interest charges and create a voluntary repayment plan that gets you completely out of debt. This program is funded primarily by fair share contributions from creditors who participate in the DMP, and your creditors will always receive 100% of the amount you pay to them. The average DMP client is able to pay off all debts in 48 months. Schedule your appointment with us now by calling 1-800-355-2227(CCCS). |
Money Management Education
| Because 90% of all Americans have never been taught personal finance, CCCS believes that learning how to manage money wisely is as important as learning how to read. We offer individual and group education to our clients and the communities we serve. We have a self-study program "Credit When Credit Is Due (CWCID) for individuals who prefer to learn at their own pace at home. We also schedule workshops and seminars for businesses, churches, associations, and other community groups. Our group presentations include: Basic Budgeting; Credit Characteristics; Credit Reporting; Credit Scoring; Credit Card Debt; Building Wealth; Financial Fitness For Life; and Identity Theft. Presentations are scheduled from 1 to 4 hours depending on the number of topics you want to cover. Click on the following links for more information: Group Presentations or Individual Self-Study Program |
Other Valuable Services
Credit Report Review
| Credit Report Review is a service offered by Consumer Credit Counseling Service. Certified counselors can help you understand your credit report, show you how to correct any errors and how to re-establish a good credit history if needed. To schedule your credit report review, please call our office for an appointment. Call 1-800-355-2227(CCCS). |
Mortgage Counseling
| Mortgage Counseling is another service offered by CCCS. Local banks refer their home buyers to us to provide them with the mortgage counseling that they need. We in turn make their home purchase a reality. |
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