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Archived Webinars
ARCHIVED WEBINARS

Date:  May, 05 2010

Title:  ALFN Presents HOT TOPIC Legal Update's - HAMP IN BANKRUPCTY - PART DEUX

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Title: HAMP IN BANKRUPCTY - PART DEUX
Date: Wednesday, May 5, 2010
Speakers: Chapter 13 Trustees' Brian Lynch of Portland, Oregon, and Hank Hildebrand of Nashville, Tennessee, and consumer attorney, Norma Hammes, Esq., of San Jose, California.

Webinar Overview:

SPECIAL NACTT ACADEMY* EDUCATIONAL EVENT

HAMP MODIFICATION IN BANKRUPCTY - PART DEUX

This special NACTT Academy webinar event will provide a detailed overview of the HAMP program with particular emphasis on its interaction with bankruptcy as outlined in Supplemental Directive 10-02 and a discussion of methods by which a HAMP modification can be incorporated into a debtor's chapter 13 plan. Our speakers will reprise their earlier webinar of March 3, updating practitioners and trustees with insights on how best to use the HAMP procedures to manage mortgages in a bankruptcy case.

Noted Debtors' Attorney, Norma Hammes of San Jose, California and Distinguished Chapter 13 Trustees' Brian Lynch of Portland, Oregon, and Hank Hildebrand of Nashville, Tennessee, will share practical insights and provide critical practice pointers on how best to use the HAMP procedures to manage mortgages in a bankruptcy case.

*The NACTT Academy is a non-profit educational organization whose primary goal is to increase information among lawyers, debtors, creditors, accountants, credit counselors, financial advisors, debt collection agencies, and the public about Chapter 13. The Academy's Join NOW and receive a FREE DVD of the Chapter 13 Case Law Update with Judges Lundin & Brown and Chapter 13 Trustee Hildebrand.




Date:  April, 28 2010

Title:  ALFN Presents HOT TOPIC Legal Update's

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Title: Northeastern United States - Emerging Legal Issues and Regional Update
Date: Wednesday, April 28, 2010
Speakers: Kelly Ann Poole, Esq., Partner, Rosicki, Rosicki & Associates, P.C.; Ken Sheehan, Esq., Senior Associate & Bankruptcy Managing Attorney, Rosicki, Rosicki & Associates, P.C.; Lorraine Doyle, Esq., Managing Attorney, Udren Law Offices. P.C.

Webinar Overview:

This important presentation will present a detailed overview of the most recent cases and legislation affecting several of the most critical areas within our national legal landscape.
The presentation will include a review of the courts most recent requirements in order to determine "Standing" in bankruptcy proceedings; and the changes to the requirements necessary to file a valid and acceptable proof of claim. The presenters will also review the latest changes affecting the plaintiff's responsibility to maintain the real property. This portion of the discussion will focus upon when the burden shifts to the plaintiff and what, if any, protections remain available.




Date:  April, 14 2010

Title:  ALFN Presents HOT TOPIC Legal Update's

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Title: Dangerous New BILL's pending in The Florida Legislature
Date: Wednesday, April 14, 2010
Speakers: Michelle Garcia Gilbert, Esq., Partner, Gilbert McGrotty Group, PA

Webinar Overview:

This webinar will provide a detailed analysis and critical overview of the most dangerous BILL's pending in The Florida Legislature. It is clear that the proponents of these bills demonstrate a lack of comprehension about the defaulting mortgage loan servicing industry, and / or they are trailing behind the federal government's incentive program encouraging lenders to accept more short sales.

The speakers will discuss the most troubling sections contained in each of the BILL's. These sections include:

- A Section requiring a "financial institution" to pay all fees associated with a residential foreclosure, including association fees and property taxes.
- A Section waiving of deficiencies in residential foreclosures.
- A Section codifying of the Florida Supreme Court's statewide mediation order.
- A Section removing of the safe harbor exemption from condominium and HOA assessments currently in place for first mortgages.
- A Section changing title insurance from a single promulgated rate.
- A Section tightening licensing requirements for appraisers.
- A Section expanding tenant protections.
- A Section increasing budget for additional judges.
- A Section adding a non-judicial process.







Date:  March, 24 2010

Title:  ALFN Presents HOT TOPIC Legal Update's

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Title: ALFN/NACTT Academy Proofs of Claim Webinar
Speakers: Margaret A. Burks, Chapter 13 Trustee (Cincinnati, OH); John T. Crane, Esq., Pendergast & Jones, PC (Atlanta, GA).

Webinar Overview:
SPECIAL NACTT ACADEMY* EDUCATIONAL EVENT

This special NACTT Academy webinar event will provide a detailed overview of the national state of affairs surrounding bankruptcy proofs of claim and the legal and reputational risks involved with preparing and filing such documents in today's bankruptcy courts.

Please join ALFN for a special webinar produced in partnership with the NACTT Academy. We will discuss bankruptcy proofs of claim and the legal and reputational risks involved with preparing and filing such documents in today's bankruptcy courts. Distinguished Chapter 13 Trustee Marge Burks of Cincinnati, Ohio along with John Crane, Esq. of Pendergast & Jones, PC in Atlanta, Georgia will discuss the Court's and the Trustee's expectations, the proper fundamentals, and the NACTT's Best Practices related to the preparation and filing of proofs of claim.

The speakers will also discuss the myriad of local rules adopted by various courts impacting the proper preparation of proofs of claim, the U.S. Trustee's POC initiative, how to address issues with Standing, and other potential litigation risk issues.




Date:  March, 03 2010

Title:  HAMP IN BANKRUPCTY - TRUSTEE'S AND CONSUMER'S BAR PERSPECTIVE

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SPECIAL NACTT* EDUCATIONAL EVENT
Speakers: Chapter 13 Trustees' Brian Lynch of Portland, Oregon, and Hank Hildebrand of Nashville, Tennessee, and consumer attorney, Norma Hammes, Esq., of San Jose, California.

This special NACTT webinar event will provide a detailed overview of the current HAMP program and a practical discussion of methods by which a HAMP modification can be incorporated into a debtor's Chapter 13 Plan.

Distinguished Chapter 13 Trustees' Brian Lynch of Portland, Oregon, and Hank Hildebrand of Nashville, Tennessee, along with noted consumer attorney, Norma Hammes, Esq., of San Jose, California will share practical insights and provide critical practice pointers on how best to use the HAMP procedures to manage mortgages in a bankruptcy case.

* The National Organization of Chapter 13 Trustees (NACTT) was founded by 34 Chapter XIII trustees in 1965. Currently, more than 200 Chapter 13 standing trustees serve in the 50 states and Puerto Rico. Today, the NACTT has grown to more than 1,000 members whose membership consists of trustees, bankruptcy judges, lawyers for debtors and creditors, certified public accountants and other insolvency related professionals. Our organization is dedicated to the highest standards of education related to Chapter 13 bankruptcy and education is the focal point of the NACTT's annual seminar. Members of the NACTT receive the NACTT Quarterly, the official publication of the organization, and reduced rates on NACTT seminars.




Date:  February, 17 2010

Title:  HOT TOPIC Legal Updates

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COMMONWEALTH OF MASSACHUSETTS
THE TRIAL COURT, LAND COURT DEPARTMENT
U.S. BANK NATIONAL ASSOCIATION, as trustee for the Structured Asset Securities Corporation Mortgage Pass-Through
Certificates, Series 2006-Z v. ANTONIO IBANEZ
MISC 08-384283
STRONG, HAMPDEN, ss.
October 14, 2009, Long, J.


This Webinar will review an important and far-reaching decision recently issued by the Massachusetts Land Court. This new decision significantly changes the state's foreclosure practice and detrimentally affects many real estate titles derived from foreclosures completed under the usual and customary foreclosure procedures. The issues raised by this case, as well as some recent cases from the Massachusetts Bankruptcy Court, bring into question the ability of holders of securitized mortgages to exercise their right to foreclose.

PLEASE NOTE - If you are a lender or mortgage loan servicer managing foreclosures in the State of Massachusetts, it is critical that you understand the implications of these decisions, and adjust your operations accordingly.

This Webinar will provide an overview of the Massachusetts foreclosure practice, discuss the new decision in great detail, critique its holding and then offer some possible solutions to the serious problems it creates.




Date:  January, 27 2010

Title:  Hot Topics Legal Updates

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Part 1:
The first presentation will address a common ploy of debtor's counsel/plaintiff's consumer attorneys' whereby they look for potential consumer regulatory counter claims or violations to use as offsets when they fight the foreclosure process. As we know, the Federal Reserve Board (FRB) recently issued a public statement indicating that a decision to deny or not allow a debtor/borrower to go through with a loan modification under the Home Affordable Modification Program (HAMP) is a decision that would require an Adverse Action notice under the Equal Credit Opportunity Act (ECOA) and its implementing regulation, Reg. B. The FRB indicated in the statement that: 1) "extensions of credit" under ECOA includes situations where a servicer extends the right to defer payment of a debt by capitalizing accrued interest and certain escrow advances, reducing the interest rate, extending the loan term, and/or providing for principal forbearance; 2) if a borrower has submitted sufficient information for the mortgage loan to be evaluated under HAMP guidelines, then the borrower has submitted an "application" for an extension of credit under ECOA; 3) if a HAMP servicer evaluates a borrower's information according to HAMP guidelines, declines the request, and communicates the decision to the borrower, then the servicer has taken "adverse action" on an application under ECOA, and must comply with Regulation B's adverse action notice requirements, and; 4) a creditor must provide an adverse action notice to a borrower whose account is not currently delinquent or in default. Although not addressed in this statement, the FRB's proclamation does raise an interesting related question: "Whether the decision to deny is an adverse action requiring a notice under the Fair Credit Reporting Act? These are critical points and our panelist will discuss the safest courses of action in response, including the preparation of an Adverse Action Notice under both the ECOA / Reg B and the FCRA.

Part 2:
The second presentation will discuss the following two (2) items in detail:

First: We will examine if we begin to see Non-Judicial Foreclosure Actions in Florida. Our panelist will discuss new proposed legislation that will allow this option in Florida, which is now a judicial state. Our listeners will learn why this is being considered and what it might mean for a state with one of the highest foreclosure rates. We will also contrast this fast track process with the Florida Supreme Court Administrative order which requires mandatory mediation in residential foreclosure cases.

Second: We will discuss the different Florida Mandatory Mediation Programs, and what each means for your loan servicing operations. The Florida Supreme Court issues a statewide administrative order recommending implementation of mediation throughout the state on residential mortgage foreclosure cases. Since several of Florida's twenty judicial circuits have mandatory mediation programs in place, an overview of the Supreme Court's model proposal, replete with detailed guidelines and forms, highlights the use of the judicial process to delay, or resolve Florida foreclosures, depending upon your vantage point.

Today is the day to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.

* Attendance is limited to members of the AFN and members of the Financial Services Industry. AFN reserves the right to restrict access. You will receive confirmation after you have registered and your registration has been approved.




Date:  January, 13 2010

Title:  Hot Topics Legal Updates

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Part 1:
The first presentation will address most recent developments in the ever changing FDCPA landscape. Two decisions from an Illinois state district court and the 7th Circuit Court of Appeals provide some shelter to servicers navigating the minefields of delinquency reporting to consumer credit reporting agencies and loss mitigation communications. In addition, (and critically important for planning purposes) our panelists will compare the current alignment of the appellate circuit courts relative to mistake of law as a bona fide error defense to FDCPA violations and the "Hobson's choice" faced by servicers in making the business decision whether to leave the full Mini-Miranda warning on a consumer's answering machine or risk prohibited third party disclosures.

Part 2:
The second presentation will discuss in detail a comprehensive foreclosure bill recently passed in NY State Senate and signed on December 15, 2009, by New York State Governor Patterson. The law expands legislation enacted in New York in August of 2008 which requires 90 day pre-commencement notices and settlement conferences for certain defined loan types in foreclosure. The law also provides for additional notices to tenants and emphasizes tenant protections-thereby affecting post-foreclosure eviction actions. There are new reporting requirements on the servicer and most significantly, an obligation will be imposed on the plaintiff in the foreclosure action to maintain the subject premises once a Judgment of Foreclosure and Sale has been obtained, rather than after the foreclosure sale is held. Our speakers will discuss the significant changes to foreclosure and eviction actions in the State of New York. As we all have learned, these State mandates have a way of becoming National mandates and this new legislative approach is no exception.
Today is the day to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.




Date:  November, 12 2009

Title:  Hot Topic Legal Updates

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Come join our webinar panelists as we continue to discuss the proposed Preserving Homes and Communities Act of 2009-S. 1731. This legislation was introduced by Senator Jack Reed of Rhode Island and cosponsored by Senators Dick Durbin (IL), Sheldon Whitehouse (RI), and Jeff Merkley (OR) in an effort to curb foreclosure rates and stabilize the housing market. The proposed legislation requires in part that borrowers are evaluated for and offered loan modifications; establishes a new mortgage payment assistance program; and provides incentives to state and local governments to create strong mediation programs, which allow homeowners and servicers to meet face to face to try to find an alternative to foreclosure. But what does this proposed legislation really mean to the mortgage default industry and to the country as a whole? What are the challenges and requirements that will be created if this legislation is passed? What will the benefits really be to homeowners and the US housing market? Will this legislation obtain the results that are being promised? Register for our webinar to hear the discussion of these and other issues surrounding the proposed legislation.




Date:  October, 28 2009

Title:  Hot Topic Legal Updates

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Come join our webinar panelists as they discuss one of the hottest topics currently out there...the proposed Preserving Homes and Communities Act of 2009-S. 1731. This legislation was introduced by Senator Jack Reed of Rhode Island and cosponsored by Senators Dick Durbin (IL), Sheldon Whitehouse (RI), and Jeff Merkley (OR) in an effort to curb foreclosure rates and stabilize the housing market. The proposed legislation requires in part that borrowers are evaluated for and offered loan modifications; establishes a new mortgage payment assistance program; and provides incentives to state and local governments to create strong mediation programs, which allow homeowners and servicers to meet face to face to try to find an alternative to foreclosure. But what does this proposed legislation really mean to the mortgage default industry and to the country as a whole? What are the challenges and requirements that will be created if this legislation is passed? What will the benefits really be to homeowners and the US housing market? Will this legislation obtain the results that are being promised? Register for our webinar to hear the discussion of these and other issues surrounding the proposed legislation.


We will also be discussing the post-confirmation Motions to Review or Adjust Mortgage Payments filed by debtors' attorney's and/or trustees; and Motions to Deem Current. Motions to Review or Adjust Mortgage Payments are appearing more frequently in trustee pay-all jurisdictions and can be a servicer trap if they are not noticed to the correct address, resulting in a default. We will review some recent decisions involving proper notice of these types of motions and resolving these motions, which frequently are triggered by improper payment of pre-petition escrow advances by the servicer paid post-petition. We will also review a recent clarification of the Fifth's Circuit's In re Campbell decision as it pertains to the treatment of pre-petition escrow advances by the servicer.




Date:  October, 14 2009

Title:  Hot Topic Legal Updates

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This webinar will discuss two breaking MER's decisions and a class certification decision that holds the potential for a very dangerous new class action case regarding property inspection fees.  In particular, this webinar will focus upon two recent MER's decisions.  The first is a Kansas Supreme Court Case wherein the Supreme Court found that MERS had no tangible interest in the note and mortgage and was therefore not entitled to the notice of foreclosure by the senior lien holder.  The second is a case five months earlier where a Missouri Court reached the same conclusion. This webinar will also discuss a recent update on the Georgia Supreme Court website, wherein on 1/26/09 the Supreme Court unanimously denied Liberty Lending's Writ of Certiorari.  The case has been remanded back to the trial court, but no dates have been scheduled yet.  There is no published opinion.  A trial court's factual finding in their class certification must be deemed "clearly erroneous" to be reversible error.  In a nutshell, the petition had requested that they overrule the Appellate Court's class certifications.  It is important to note that the certified class includes all persons who had filed for CH 7 or CH 13 bankruptcy after 5/1/99 whose home loans had been serviced by Liberty and were charged fees for inspections without notice and without prior approval by the Bankruptcy Court.  The subclass also includes all persons who had filed CH 7 &/or CH 13 after 5/1/99 whose home loans secured by property in the State of Georgia who had been charged fees for inspections without notice before 5/1/99, which fees had not been approved by Bankruptcy Court. This is a very troubling step towards what could become a very dangerous new class action case.




Date:  October, 07 2009

Title:  Hot Topic Legal Updates

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SPECIAL WEBINAR EVENT: Philadelphia Mortgage Foreclosure Diversion and Conciliation Program.

This special webinar will focus upon the Philadelphia Mortgage Foreclosure Diversion and Conciliation Program. It is important to recognize that the Philadelphia Mortgage Foreclosure Diversion and Conciliation Program is held as a model for other jurisdictions and has won numerous awards from various organizations over the last year for its innovative approach to handling increasing volumes of foreclosure filings. In this webinar you will hear directly from Judge Annette Rizzo who was the driving force behind the Court's decision to tackle a difficult Case Management assignment. What makes the Philadelphia program unique is its inclusion of all impacted stakeholders, community groups, attorneys for homeowners, housing counselors and attorneys for lenders. We will explore how the program works and the resources required to make similar programs succeed in other jurisdictions. The panel will also include Patricia Hasson, President of the largest housing and consumer counseling agency in Pennsylvania, Consumer Credit Counseling Agency of the Delaware Valley and Michael McKeever of Goldbeck McCafferty & McKeever, an AFN Board member and member of the Philadelphia County Mortgage Foreclosure Task Force since 2004.




Date:  September, 30 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

This webinar presentation will discuss the latest developments in a very important trend we reported to our listeners late last year. It has to do with the emergent and widespread use of court mandated conciliation / mediation meetings. Our attorney experts will review the most recent changes in the states of Pennsylvania, Ohio, New Jersey and Florida. The ability to coordinate internal loan administration procedures with these ongoing changes is critical in order to remain compliant with the latest court requirements. This presentation will assist all of our listeners with this critical process.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.




Date:  September, 02 2009

Title:  Hot Topic Legal Updates

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We will be studying new litigation matters related to HAMP.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.




Date:  August, 19 2009

Title:  HOT TOPIC Legal Updates

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PROTECTING TENANTS AT FORECLOSURE ACT OF 2009 - PART 2
 
The Helping Families Save Their Homes Act of 2009 was signed into law on Wednesday, May 20th, 2009. This new legislation has turned the standard industry foreclosure and eviction practice on its head. Our industry is rushing to understand and cope with this Acts obligations and the new risks it poses to the mortgage lender.
 
This Special AFN Webinar will present a summary of the Act and concise digest of the ramifications to the mortgage backed securities industry. As industry professionals we need to understand that the potential negative effects of the Act are complex, far reaching and need to be examined closely. This presentation will be a must for any industry professionals who deal with any aspects of this Act in their daily loan administration duties.
 
Speakers will include Eric Dean, Esq., Litigation Coordinator of The Wolf Firm, a Law Corporation servicing the Financial Services Industry throughout California; Amber Barham , REO Eviction Supervisor with GMAC ResCap; and Kevin Singer, a licensed real estate broker and general contractor who is President of Receivership Specialists, which acts as a Court appointed receiver in both State and Federal Court Actions throughout the State of California.




Date:  August, 05 2009

Title:  HOT TOPIC Legal Updates

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SPECIAL INDUSTRY SPOTLIGHT WEBINAR
 
The Helping Families Save Their Homes Act of 2009 was signed into law on Wednesday, May 20th, 2009. This new legislation has turned the standard industry foreclosure and eviction practice on its head. Our industry is rushing to understand and cope with this Acts obligations and the new risks it poses to the mortgage lender.
 
This Special AFN Webinar will present a summary of the Act and concise digest of the ramifications to the mortgage backed securities industry. As industry professionals we need to understand that the potential negative effects of the Act are complex, far reaching and need to be examined closely. This presentation will be a must for any industry professionals who deal with any aspects of this Act in their daily loan admisnistration duties.
 
Speakers will include Eric Dean, Esq., Litigation Coordinator of The Wolf Firm, a Law Corporation servicing the Financial Services Industry throughout California; Amber Barham , REO Eviction Supervisor with GMAC ResCap; and Kevin Singer, a licensed real estate broker and general contractor who is President of Receivership Specialists, which acts as a Court appointed receiver in both State and Federal Court Actions throughout the State of California.




Date:  July, 15 2009

Title:  HOT TOPIC Legal Updates

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This Webinar will focus upon: 
 
1. Standardized Policies and Procedures to minimize litigation risks and associated costs (1) loss mitigation (2) litigation intake and monitoring and (3) in California and other states that allow non-judicial foreclosures, awareness of the potential implications of completing a foreclosure: Lenders and servicers are viewed as target defendants and among many attorneys in the Plaintiff's Bar viewed as an easy mark for extorting unreasonable demands or as defendants against whom judges and juries can be inflamed.  To make matters worse, the Plaintiff's Bar has become increasingly well organized; the media has created negative perceptions of lenders and servicers and warped expectations; the internet has created a resource from which every borrower and attorney are provided roadmaps for borrowers and their counsel to follow in asserting claims against lenders; and there are far too many lawyers scrambling for not enough work or desperate for a source of revenue. As a result, lawyers have become increasingly aggressive in asserting claims against lenders and servicers and in many instances far less ethical in their approach.  Lenders and servicers are caught between competing goals of risk avoidance and limiting litigation costs versus not being viewed as a target and patsies that can be extorted and manipulated thereby encouraging even a greater volume of lawsuits, more risks and a higher level of costs.  It is, therefore, essential that lenders and servicers in conjunction with counsel work in a coordinated manner to develop policies and procedures that are efficient, facilitate regular and quality communications and facilitate risk limitation.  This presentation is directed towards three critical areas of default servicing that are often overlooked where the adoption of additional standardized policies and procedures and servicer awareness of these concerns could often result in minimizing litigation risks and associated costs (1) loss mitigation (2) litigation intake and monitoring and (3) in California and other states that allow non-judicial foreclosures, awareness of the potential implications of completing a foreclosure. "
 
2. Recoverable vs. Non-Recoverable, A Tale of Two Views:  This presentation will focus on protecting the recoverability of legal fees in consumer bankruptcy cases and how court decisions are affecting recoverability.
 
3. Judicial Concerns regarding Proper Standing: This discussion will focus upon some of the systemic causes behind the wave of Judicial Activism we are seeing around the country; its causes and our suggested solutions. The discussion will deal specifically with Judicial concerns regarding proper standing, notes and the use of allonge's.
 
4. NACTT Report: This discussion will include a NACTT Conference update of the latest bankruptcy cases and decisions from various jurisdictions.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill.  The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss.  Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come.  We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations.  Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations.  We urge you to become a regular participant in these twice monthly presentations.




Date:  July, 01 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

This Webinar will focus upon: 
 
1.     Judicial Activism. This discussion will focus upon some of the systemic causes behind the wave of Judicial Activism we are seeing around the county; its causes and our suggested solutions. The discussion will deal specifically with Judicial concerns regarding proper standing, notes and the use of allonge's.
 
2.     The latest bankruptcy cases and decisions affecting the preparation and filing of proof of claims and the emergent issues surrounding the requests for legal fees.
 
3.     Breaking national cases affecting MERS and the issues surrounding the increasing court costs of foreclosure actions.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill.  The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss.  Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come.  We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations.  Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations.  We urge you to become a regular participant in these twice monthly presentations.




Date:  June, 17 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

This Webinar will focus upon:
 
1)  S.896 - Helping Families Save Their Homes Act of 2009 - A bill to prevent mortgage foreclosures and enhance mortgage credit availability.
 
In a nutshell, this bill purports to provide government bonuses for lenders that voluntarily modify troubled mortgages, provide legal protection to mortgage servicers who work out loan modifications, make several changes to the Hope for Homeowners program, reform the FDIC insurance fund, and more. Unlike the House version (H.R. 1106) it does not contain cramdown. Cramdown was a provision empowering bankruptcy judges to reduce principals and interest rates for homeowners in bankruptcy. Sen. Dick Durbin (D-IL) attempted to add cramdown on April 30, 2009 as an amendment, but it was rejected by a vote of 45-51. This is a complex bill and thus far has 29 amendments.
 
This bill was introduced on April 24, 2009, passed the Senate on May 06, 2009 and passed the House on May 19, 2009. It went to the President for consideration on May 20, 2009.
 
NOTE - Our panel will focus upon the critical changes contained in this new bill's provisions that deal with TILA, Foreclosure and Eviction.
 
2)  We will provide an overview of several new and breaking local and national litigation matters which hold potential to affect our industry in a significant manner.


Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill.  The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss.  Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come.  We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations.  Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations.  We urge you to become a regular participant in these twice monthly presentations.




Date:  June, 03 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

This Webinar will focus upon:
 
1)     We will review the recent cases in several jurisdictions where several United States Bankruptcy and Civil Courts have cited various issues including standing to sue; related to MERS. These new breaking cases are out of the Circuit Court Of Shelby County, Alabama; United States Bankruptcy Court, District of Nevada; The Court of Appeals of Ohio, Eighth Appellate District, County Of Cuyahoga, and; State of Virginia; In The General District Court For The City Of Newport News.
 
2)   We will hear from our Texas litigation experts regarding some troubling new development in the Southern District Courts. 
 
3)   We will review the U.S. Treasury Department Making Homes Affordable Program details as they pertain to Second Liens.  We will review the elements of the program that include additional incentives to extinguish second liens on loans modified under the program, in order to reduce the overall indebtedness of the borrower and improve loan performance.
 
4)   We will provide a overview of breaking local and national litigation matters which hold potential to affect our industry in a significant manner.
 
Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill.  The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss.  Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come.  We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations.  Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations.  We urge you to become a regular participant in these twice monthly presentations.




Date:  May, 06 2009

Title:  HOT TOPIC Legal Updates

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1) An overview of H. R. 1728. A Bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. This Bill was introduced in the House of Representatives on March 26, 2009. The Bill was prepared by Mr. MILLER of North Carolina (for himself, Mr. WATT, Mr. FRANK of Massachusetts, Mr. KANJORSKI, Mr. GUTIERREZ, Ms. BEAN, and Mr. MINNICK) and has been referred to the Committee on Financial Services.

2) The recent actions being taken by the Office of the United States Trustee's in various United States Bankruptcy Court Districts regarding Proof of Claims. In particular, we will address what appears to be a growing national movement towards a "Model" Proof of Claim Addendum.

3) We will review the issues raised within the recent litigation between Carrington Asset Holding Company, LLC, et al., vs. American Home Mortgage Servicing, Inc., and the Counter Claim by American Home Mortgage Servicing, Inc.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the requirements of the current industry landscape, and are as ready as possible for what may come. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  April, 08 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

IMPORTANT NEWS - Our next two webinars will focus upon The Department of the Treasury's Home Affordable Modification Program Guidelines, dated March 4th, 2009.

We will take an in-depth look at how these guidelines will directly impact your loan servicing "Operations Side." Specifically, we will take the proposed items line by line. We will identify the concerns and offer focused suggestions regarding how to deal with these critical items within the context of your day to day operational duties. Some of the items discussed will address how the Judiciary and Chapter 13 Trustee's will view property values and valuation tools, loan modifications, loan valuation calculations, and so forth. We will discuss what changes may become necessary when dealing with the various Investors and Trusts as well.

Note: We need to stress that trial loan modifications consistent with these Guidelines may be offered to homeowners beginning on March 4, 2009, and may be considered for acceptance into the Home Affordable Modification Program upon completion of the trial period and other conditions. These Guidelines, however, do not constitute a contract offer binding on the Department of the Treasury.

We all need to ask ourselves this very important question: "Are my loan servicing operations and process flow team members prepared for the changes contained within the new housing bill?" As we have seen, this bill continues to be modified on an almost daily basis. Many sections have been revised and replaced or stricken completely. We will continue to provide weekly updates to all of our Webinar attendees. Our next two Webinar's will be focused upon the most recent modifications to the language and the potential impacts of these proposed changes. Join us as our legal experts take an in-depth look at the proposed changes, and the possible direct impact these changes will have upon your loan servicing operations and the proposed NACTT Bankruptcy Best Practices.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and are as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  March, 25 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

Our next two webinars will focus upon how the proposed changes to the United States Bankruptcy Code will directly impact your loan servicing "Operations Side." Specifically, we will take the proposed items line by line. We will identify the concerns and offer focused suggestions regarding how to deal with these critical items within the context of your day to day operational duties. Some of the items discussed will address how the Judiciary will view property values and valuation tools, loan modifications, loan valuation calculations, and so forth. We will discuss what changes may become necessary when dealing with the various Investors and Trusts as well.

We all need to ask ourselves this very important question: "Are my loan servicing operations and process flow team members prepared for the changes contained within the new housing bill?" As we have seen, this bill continues to be modified on an almost daily basis. Many sections have been revised and replaced or stricken completely. We will continue to provide weekly updates to all of our Webinar attendees. Our next two Webinar's will be focused upon the most recent modifications to the language and the potential impacts of these proposed changes. Join us as our legal experts take an in-depth look at the proposed changes, and the possible direct impact these changes will have upon your loan servicing operations and the proposed NACTT Bankruptcy Best Practices.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and are as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  March, 11 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

The new housing bill which contains language designed to amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences and for other purposes, continues to be modified on an almost daily basis. Many sections have been revised and replaced or stricken completely. Our sources on the Hill continue to provide weekly updates which we will continue to share with our Webinar attendees. As it stands now, our next 3 Webinar's will be focused upon the most recent modifications to the language and the potential impacts of these proposed changes. Join us as our legal experts take an in-depth look at the proposed changes, and the potential impacts upon our mortgage industry community.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  February, 25 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

Since January 6th the new housing bill which contains language designed to amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes; has in effect "been on Hold" in the Senate. Several Amendments have been suggested thus far; "Manager's Amendment and the King Amendment". We will be discussing the language and potential impacts of these proposed Amendments in great detail in our next Webinar which is Part 2 in this 2 part series. (If you would like to receive a copy of Part 1, please send an e-mail to mbartel@e-afn.org so we can forward you a copy).

One thing is certain; our lawmakers are considering the final changes which will result in significant additions to the Bankruptcy Code. Our legal experts will focus the next several Webinar's to take an in-depth look at the proposed changes, and the potential impacts upon our mortgage industry community.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  February, 11 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

On January 6th the new housing bill which contains language designed to amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes; passed through the United States House of Representatives. It has been read in the Senate and has been referred to the Committee on the Judiciary. Several Amendments have been suggested thus far; "Manager's Amendment and the King Amendment". We will be discussing the language and potential impact of these proposed Amendments in great detail. One thing is certain; our lawmakers are considering the final changes which will result in significant additions to the Bankruptcy Code. Over the next several Webinar's we will take an in-depth look at these proposed changes, and their impact.

Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  January, 28 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

On January 20, 2009 in Washington D.C., the inauguration of our next President will take place on the steps of the United States Capitol. As our new President, one of the first items to be placed in his hands will be the new housing bill. At this moment, our lawmakers are considering the final changes and several new additions to the Bankruptcy Code. Over the next several Webinar's we will take an in-depth look at these proposed changes, and their impact. Based upon what we have seen thus far, it appears that the following areas will be affected; proofs of claim, payment applications in Chapter 13 Cases, disclosure of fee's, compliance with RESPA during bankruptcy, presumptions that payments are made by Trustee's, and filings with the Court. It is important to realize that other changes are being proposed that do not appear in the proposed Bill. One thing is certain; all of the changes will be attached to the new housing bill which looks set to be passed very quickly after the inauguration. Now is the time to make certain that all levels of your key loan servicing personnel are up to speed with the current requirements, and as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  January, 14 2009

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

Our new President's inauguration is just weeks away and policy makers are considering many changes and new additions to the Bankruptcy Code. Some of the proposed changes have to do with the preparation of Proofs of Claim, payment applications in Chapter 13 Cases, disclosure of fee's, compliance with RESPA during bankruptcy, presumptions that payments are made by Trustee's, and filings with the Court. All of the proposed changes will be attached to the new housing bill which will be passed very quickly after the New Year. Now is the time to make certain that all key loan servicing personnel are up to speed with the current requirements, and as ready as possible for what may come. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  December, 17 2008

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

On December 1st a new class action case was filed in the Supreme Court of the State of New York that seeks a declaratory judgment on an issue that could deeply affect our industry landscape. The case is GREENWICH FINANCIAL SERVICES DISTRESSED MORTGAGE FUND 3, LLC, and QED LLC, vs., COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and COUNTRYWIDE HOME LOANS SERVICING LP. The issue at bar is a distinction between "retention modifications" and "distressed modifications." In a nut-shell, it appears that many of Countrywide's pooling and servicing agreements related to loans it securitized through early 2007 set forth that loan modifications would require Countrywide to purchase the loan from the trust fund at par value, plus accrued and unpaid interest. It appears from the Complaint that each of the PSAs linked to the issuances contain repurchase language. This matter is just one of many complex issues being raised in the National and Local Legal Landscape. Across the nation, our lawmakers and members of the judicial branch are working on significant changes to the areas of law that affect us. Understanding the almost daily changes of the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  November, 19 2008

Title:  HOT TOPIC Legal Updates

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Date:  November, 05 2008

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

As we as an industry move into the implementation phase of the economic stimulus plan, we all need to remain cognizant of the movements and changes in the National and Local Legal Landscape as well. Our nations lawmakers and members of the judicial branch are suggesting significant changes to these areas of law each and every day. Understanding the new legal landscape is a critical survival skill. The Legal issues affecting Foreclosure, Bankruptcy, Loan Modifications, Loss Mitigation, Fair Debt, and the Truth in Lending Act are just a few of the subject matter areas we routinely discuss. Our AFN litigation and regulatory training webinars will help prepare you and your leadership team members for the landscape changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two (2) weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  October, 22 2008

Title:  Hidden Gems: Reconciling New Laws, Rules & Best Practices Guidance

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Webinar Overview:

Join the AFN for a SPECIAL BROADCAST entitled "Hidden Gems: Reconciling New Laws, Rules & Best Practices Guidance" on October 22, 2008, as Richard Ivar Rydstrom delivers his 2nd update of the current changes in law, rules, regulations, and best practices guidance including new principal forgiveness solutions such as QBieSam™ Modifications, which is receiving widespread industry support.


Date:  October, 01 2008

Title:  The NEW WORLD - Historical Change vs. Mortgage Finance Industry

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Webinar Overview:

Discuss breaking actions taken by the United States Treasury, after consensus with the highest powers of the United States Government and Congress, and historical changes in the mortgage finance industry.


Date:  September, 17 2008

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

The recent subprime meltdown was not a "Perfect Storm." The reality is that our financial market is in the throes of a global "Climate Change." There is a vast difference between cleaning up after a "storm" and learning to operate in the new realities brought about by a "Climate Change." On Sunday, September 7, 2008 -- 11:23 a.m., (EST) the Bush administration announced details of the federal government's takeover of Fannie Mae and Freddie Mac. This was an historic and precedent setting event. The Treasury and Federal Housing Finance Agency took this action to protect our financial markets and United States Taxpayers. But while momentous, this event is not the only item being addressed. Our nations lawmakers and members of the judicial branch are addressing critical issues each and every day. Understanding the new legal landscape is a critical survival skill. Our AFN litigation and regulatory training webinars will help prepare you and your leaders for the emergent climate changes to come. We invite you to join hundreds of your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Every two (2) weeks our national litigation firms present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. We urge you to become a regular participant in these twice monthly presentations.


Date:  September, 03 2008

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

Join your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Listen in as the top national litigation firms review the latest litigation matters and break the information down for your day to day practical use. AFN attorney experts will present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. Barely a day goes by without some new challenges for our industry. The aftermath of the subprime meltdown is spreading across all financial service channels as the next vintage of loans re-set, including the HELOC's. Across the country the industry and regulatory landscape is ripe for litigation and everyone is struggling to keep up. We urge you to become a regular participant in these twice monthly presentations.


Date:  August, 06 2008

Title:  HOT TOPIC Legal Updates

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Webinar Overview:

We will be reviewing breaking litigation cases that will have a direct impact upon your loan servicing operations including a complete review of the recent order allowing class certification and possible rescission as a remedy in Andrews et al v. Chevy Chase Bank FSB.

Webinar Overview:
Join your industry colleagues and dial in to hear the latest breaking litigation news, what it means, and how it will impact your mortgage loan servicing operations. Listen in as the top national litigation firms review the latest litigation matters and break the information down for your day to day practical use. AFN attorney experts will present breaking cases, explain the issues, discuss the judiciary's reactions and offer timely advice as to what these decisions really mean for your loan servicing operations. Barely a day goes by without some new challenges for our industry. The aftermath of the subprime meltdown is spreading across all financial service channels as the next vintage of loans re-set, including the HELOC's. Across the country the industry and regulatory landscape is ripe for litigation and everyone is struggling to keep up. We urge you to become a regular participant in these twice monthly presentations.



 
 
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